6. Intro APR of 0% for 12 months from. I opened the Citi Double Cash a month later, which is my new 2% flat card. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. APR. Citi Diamond Preferred highlights. - Plenty of. The Double Cash card usually offers a small welcome bonus. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Wells Fargo Active Cash ® Credit Card. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Bank Cash+® Visa Signature® Card. So that’s 2%. See Rates and Fees. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. com database is $181. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). 8 cents each, they can be worth much more when transferred to travel partners. A $ 200 cash rewards initial bonus. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Wait for the cash back rewards to post to your account. Bank of America Unlimited Cash Rewards vs. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Chase Sapphire Preferred;No annual fee. 0% intro for the first 15 months (then 20. The card offers 2% cash back on everything – 1% back when. Costco Anywhere Visa® Card by Citi: Best for Costco. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Citi Double Cash® Card. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. Who the. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. I have the Wells Fargo Active Cash, but unlike my other cards, it doesn't sync my provisional transactions in YNAB. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. 3. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. 6 min read Sep 08, 2023. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Chase Freedom Unlimited spending example. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. This card offers $200 cash rewards after spending $500 in the first 3 months. 24 percent to 26. but I prefer my Citi double cash card, which is 2% as well. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. It also earns an unlimited 2%. Citi Double Cash Card. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. S. Citi Double Cash® Card. Wells Fargo Active Cash® Card. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. At which point, I use. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Not a banking app, just through PayPal (which most people already have). Citi Double Cash. 74%, or 29. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Wells Fargo Active Cash vs Chase Freedom Unlimited. You’ll earn 5%. This likely doesn't. Take a look at this table to quickly compare the primary benefits of both cards. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. 24% - 29. The Citi Double Cash has no SUB. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. This Visa Signature. Alternative Wells Fargo Cash Back Credit Card. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. 2% cash rewards on purchases. Autograph + Active Cash + Grocery card would be really easy and simple cash-back set-up for most people. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Who the Wells Fargo Active Cash Card is Best For. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. Wells Fargo. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. Wells Fargo Active Cash® Card;. 24% (Variable) APR applies. Citi Double Cash: 2% everything. It can help you save energy because it reduces the flow of electricity to the bulb, so the. These are solid benefits for a card with no annual fee. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. Slickdeals. Wells Fargo Active Cash ® Card vs. The Active Cash earns 2% cash. This 2% card has a $200 SUB. You simply swipe your card and let the cash back rewards pile up. Credit Cards. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. 7 minute read. I just called them yesterday to ask if the Autograph has the same $25 increment rule, and it does. $0. Credit Cards. Wells Fargo Active Cash and Wells Fargo Autograph. Active Cash. (Though paying statement balances in full. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. If you like the simplicity of Citibank’s Double Cash card, you can opt instead for the Capital One QuickSilver (1. You have the right. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). After that, the standard variable. Pros 2% cash back on. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Who the Wells Fargo Active Cash Card is Best For. Historical Offers Chart. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Citi Double Cash vs. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Its main quirk is how the card. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Finally, they cash out at a standard . The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. Bank of America Unlimited Cash Card vs. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. Wells Fargo Active Cash® Card vs. Synchrony Premier World Mastercard. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. Each eligible transaction will earn 2% cash back on all eligible purchases. As you get the entire 2% back two days after the statement cycle closes. 24% - 29. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Look up Alliant credit Union signature visa 2. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. supermarkets, U. Citi Double Cash Card vs. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Citi® Double Cash Card vs. For a limited time, earn 5% total cash. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. This is my default cashback combo that I would honestly be happy with using. com database is $181. Citi Double Cash. ”. The new welcome offer brings it in line with other cash-back credit cards on the market. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. 99% Variable APR. 31, 2024. See full list on forbes. CDC which cashback is better2:24 - Annual Fee and Foreig. 8 cents each, they can be worth much more when transferred to travel partners. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Synchrony Premier World Mastercard. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. One area where it stands ahead of the Wells Fargo Active Cash. Though we value Capital One miles at around 1. 2% flat rate and then 3% on PayPal. Its score was 805, just a few points below the national average for credit card issuers. The Wells Fargo Active Cash® Card for introductory perks and 2% on. This means. The annual rewards payout assumes you charge $1,000 each month spread across. The no-annual-fee card offers 5% cash back on purchases in a top eligible. S. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. Will have a lot of good categories above 2% and the active cash for everything else this way. 5% cards do. Citi Double Cash. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. Then select Request Balance Transfer under Account Management to view available offers. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash® Card. com purchases. 1. Bank of America Unlimited Cash Rewards vs. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. There are no category restrictions and cash rewards don’t expire as long as your account remains open. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. Rewards rate. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Citi Double Cash. Best Overall Balance Transfer Credit Card: U. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. 24%, 25. 24%, 25. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 5%). So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. Citi Double Cash. Citi Double Cash. Wells Fargo Reflect® Card. Wells Fargo is stingy on credit limits. Costco Anywhere Visa Card vs. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Citi® Double Cash Card vs. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. com A comparison of two no-annual-fee cards that offer 2 percent cash rewards on purchases. 1. Sep 19, 20239. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Jump to. In this Citi Double Cash Card. 24% (Variable) APR applies. 2% card, and Custom Cash into a 5. Those seeking a cash-back card that earns the same great rate on all your spending should look to a card like the Wells Fargo Active Cash® Card. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. Bank Visa® Platinum Card *. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. Chase Freedom Unlimited vs. Best for Cash. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. 73. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. The Citi Double Cash Card is the winner over Discover it® Cash Back. Wells Fargo Active Cash vs. It's also best if you need to pay off a high interest credit card. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Simply pick up the phone to call Visa Signature Concierge. 6 min read Sep 08, 2023. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. 24 percent. Citi Double Cash® Card. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. 24% to 28. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. I've got the Amazon card, Amex blue cash. Chase Sapphire Preferred Wells Fargo Active Cash. Uber/Lyft, transit, and streaming. So I'm looking at cards that always provide at least 2% cashback regardless of category. Application Link. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. Cash Wise Visa has 1. And they gave the GoRewards offers which may help you save money. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Now Citi just made it official with the double cash and made it just like the custom cash. S. I just don't like the more limited visibility into WF. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. 5% cash back for everyone else. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. Bilt Mastercard vs. The card earns a flat 1. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 24% - 29. Wells Fargo Active Cash® Card vs. A number of other flat-rate cash-back cards earn 1. Rewards Rate. Aside from the credit card partnership, they actually do own a portion of the company. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Wells Fargo Active Cash vs. 2% unlimited cash rewards on purchases; $200 cash rewards bonus when you spend $1,000 in the first 3 months. Chase Freedom Unlimited. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. For context, the average annual rewards payout from the cashback credit cards in the investor. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. 6 min read Sep 08, 2023. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. The Money Hub. The Wells Fargo Active Cash card also comes with a 0% intro APR for the first 15 months on purchases and qualifying balance transfers, then a 20. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. 01 in any bank, or you can transfer points to a few airlines / hotels. For a $0 annual fee, the card earns 2% cash. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. The Active Cash earns 2% cash. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Best Cash Back Credit Cards of November 2023. View community ranking In the Top 1% of largest communities on Reddit. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. $0. 24%. Platinum X5 Card from Credit One basics. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Citi Double Cash® Card. For context, the average annual rewards payout from the cashback credit cards in the investor. 24% or 29. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). 5% cash-back cards because it doesn't require you to activate bonus. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. Easy-to-earn sign-up bonus. Rewards Rate. Wells Fargo is stingy on credit limits. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. The Citi Double Cash® Card outshines its competitor with a more substantial ongoing rewards rate on all purchases and a. Citi Double Cash vs WF Active Cash . Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. The value of a 1. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. $200 SUB with $500 spend on the WF AC, vs. 2 days ago · Here are a few examples of credit cards offering cash back rewards: Card name. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. And Wells Fargo no longer has a minimum rewards redemption requirement. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. 6 min read Sep 08. Rewards Rate. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Citi Double Cash® Card. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. With the Double Cash Card, however, you earn. Each eligible transaction will earn 2% cash back on all eligible purchases. The Citi Double Cash Card is a good alternative to the Wells Fargo Autograph if you want a no-annual-fee card that earns elevated rewards on all spending rather than a few categories. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Best for Choice of Bonus Categories: U. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. 24%, 25. Wells Fargo Active Cash® Card. Bonus Card Option: Wells Fargo Active Cash Card. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. The Citi Double Cash Card offers a simple rewards system. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. Wells Fargo Active Cash® Card (see rates. Quicksilver offers 1. Annual fee: $0. ”. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. You'll find great stories as well as horror. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Capital One Quicksilver; Chase Freedom Unlimited vs. Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card: Best overall. Cardholders Earn unlimited 2% cash rewards on purchases. Citi® Double Cash Card. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. 99% variable APR applies thereafter. After that, the standard variable. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. I have used PayPal bill pay with both my CFF and Active Cash and they work flawlessly with no surcharges. Wells Fargo Active Cash® Card vs. The Wells Fargo deals pay out quick. The Fidelity Card requires a Fidelity account to deposit the money into. Citi Double Cash Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Concierge service, 24/7. Wells Fargo Active Cash ® Credit Card. coopdude • 3 days ago. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. Annual fee: $0. - No annual fee. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. Also Wells Fargo has a $300 checking account bonus right now. 5% cash-back.